Ground-Up Construction

Ground-up construction loans provide the capital needed to fund land development and vertical construction for new commercial real estate projects. These loans are designed to cover hard and soft costs throughout each phase of the build, from site preparation and permitting to full certificate of occupancy. Funding is typically released in stages tied to project milestones.

We support developers by helping package construction budgets, vetting general contractor agreements, and preparing draw schedules for lender approval. Our team works with both institutional and private capital sources to align funding with your development timeline and mitigate risk at each stage of the project.

Typical Requirements
Detailed construction budget and development timeline
Completed plans, permits, and contractor agreements
Land ownership documentation or purchase contract
Borrower financials and project experience
Exit strategy and take-out financing plan