Factoring

Factoring helps businesses unlock working capital tied up in unpaid invoices by converting receivables into immediate cash. This improves liquidity without taking on debt or impacting your balance sheet. For companies waiting on payments from customers or government contracts, factoring can offer a practical solution to bridge gaps in revenue, cover payroll, or fund operations without delay.

Factoring is based on the strength of your receivables rather than your credit profile. We underwrite based on the payer’s reliability and your company’s invoice quality.

Signed factoring application and your company’s certificate of incorporation
Copies of recent invoices and corresponding aging report
Proof that deliverables have been met or accepted if applicable
Customer contact information for verification and payment instructions
Bank account details for funding deposits and lien release from prior factors if applicable